Physician Contract Glossary · Malpractice & Insurance
Extended Reporting Period Endorsement
An extended reporting period endorsement is the formal name for tail coverage on a claims-made policy.
The extended reporting period endorsement is the technical term for tail insurance: it extends the window during which claims for past incidents can be reported after a claims-made policy ends. You will see this phrase in the policy and the contract where everyday conversation just says tail. Same thing, same cost, same question of who pays.
When you see this phrase in a contract, read it as tail coverage and apply the same scrutiny: confirm the cost and who is responsible. The formal name does not change that this is the expensive departure obligation.
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