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Physician Contract Glossary · Benefits & Leave

Health Insurance

Health insurance is the medical coverage the employer provides you and often your family as part of the benefits package.

Employer health insurance covers you and usually your dependents. The contract or benefits summary should state what the employer pays versus what you pay, when coverage starts, and what plans are offered. The start date matters when you are switching jobs, because a coverage gap between leaving one position and qualifying at the next can leave your family uninsured for weeks.

WHAT TO WATCH FOR

Confirm the effective date and the employer's premium share, especially for family coverage. Line up the start so there is no gap between your old coverage ending and the new plan beginning.

Related terms

Stop being recruited. Start choosing.

You are about to sign something the senior people in your program signed without reading.

They had no guide either. You do. Start with the option that costs you nothing: see every practice that is actually out there before anyone hands you a contract.

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