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Physician Contract Glossary · Malpractice & Insurance

Notice of Claims

A notice of claims provision sets your duty to promptly report any malpractice claim or potential claim to your insurer and employer.

This clause requires you to report claims, lawsuits, and sometimes even potential claims promptly to your malpractice carrier and employer. With claims-made coverage, timely reporting is not just courtesy, it is what triggers coverage, so a late report can jeopardize your defense. The clause defines what you must report, to whom, and how fast.

WHAT TO WATCH FOR

Understand exactly what triggers your duty to report and the deadline, especially under a claims-made policy. Missing a reporting window can void coverage for a claim you would otherwise have been protected against.

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