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Physician Contract Glossary · Compensation

Repayment Provisions

Repayment provisions are the clauses that require you to pay back money the employer advanced if you leave early.

Repayment provisions govern what you owe back if you leave before earning out the money the employer fronted you: sign-on bonuses, relocation, income guarantees, loan repayment help. They define the trigger, the amount, the timeline, and sometimes the interest. They are the fine print that turns a generous offer into a financial trap if your plans change.

WHAT TO WATCH FOR

Add up every dollar subject to repayment and model what you would owe at each year of departure. The sum of all repayment provisions is the true cost of leaving early, and it is often larger than physicians expect.

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